Painting by Belynda Wilson Thomas
It is in your moments of decision that your destiny is shaped. Tony Robbins
In life, it isn’t just what happens, it’s when it happens. For instance, if you have a million dollars and get an eight percent return, you can’t figure out how that will play out by calculating a million dollars by eight percent per year, because you don’t know when the gains and losses will occur, which affect the actual return. The sequence of returns, when we get the ups and downs, will affect whether a million dollars at eight percent with a forty thousand per year withdrawal will have us broke in less than twenty years, or have ten million after forty years.
We have to live life, take the chances, and see where it goes. How many people, who finally decide to get married, start a business, have kids, or do something else they’ve wanted to do, wish they’d started sooner? There is only so much preparation one can do before we need to get on with the business of life.
Some of us are thinking we’ll wait one more year, but what do we think we will get for waiting? One more year of waiting to get married might mean it’s harder to have children, buy a house, or make decisions to build the best life. One more year waiting to retire might mean taking the long-awaited adventures without our partner, or not being able to take them at all. Life waits for no one; we need to seize our moments.
My husband and I found each other at age twenty-one, but we didn’t get married until we were twenty-seven. How might our lives have progressed if we’d made decisions earlier? House prices more than doubled in the time we were sitting on the fence.
I see how much energy it takes to look after grandchildren. We don’t become more patient and fun as we get older, and what if I’d become a grandma in my fifties instead of my sixties? My four-year-old grandson brings his chocolate milk and says, “Let’s do a cheer.” Then he hugs me and says, “I love you, Grandma.” He then goes to his Grandpa and repeats the process. These are precious moments, and I am blessed to have them in my life.
Sometimes you make the right decision, sometimes you make the decision right. Phil McGraw
Sometimes I think, what if I had waited too long, I would have missed all this. My son says he is surprised by how much we enjoy our grandchildren, and he might be surprised by how much his sister, his wife’s sister, and husbands are enjoying having kids. He’s missing out, and he knows it.
Life is a series of choices; we can’t do everything, but we need to make decisions to give us choices about the important things. Sometimes I think making a decision is the hardest thing. Deciding for one thing, one person, one house, one business, means saying no to all the other potential choices. Too much choice can cripple us, and if we wait too long to make a choice, there are no choices left to make.
I’ve waffled over choices throughout my life; looking back, I wish I’d had the courage to make a decision and stick to it. We won’t get everything right, and maybe that is where I’m making a mistake. Life is good, but looking back, some better choices would have made it even better.
The question isn’t what choices I would change if I could go back; the question is, what choices do I have to make now? Do we sometimes not recognize the choices we had until we look back? The time for action is always now; there is no other time to make a choice. Waiting, waffling, and wondering aren’t how we build a good life. We might need to correct our course, but we can only do so once we are on it.
When your values are clear to you, making decisions becomes easier. Roy E. Disney
Life is a chess match. Every decision that you make has a consequence to it. P.K. Subben
You cannot make progress without making decisions. Jim Rohn
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